Architecture that
holds the peak
A stateless API, short callback path, independent workers, and PostgreSQL outbox scale without compromising financial integrity.
Built around the actual flow
High-volume processing
Horizontal growth
Web, API, and workers scale independently with actual load.
01Fast callback path
Confirmation is accepted quickly while expensive work moves to the queue.
02Queue control
Leases and SKIP LOCKED prevent duplicate work across workers.
03holds the peak
Accept
The API validates tenant, limits, and idempotency.
Commit
Payment and event are stored atomically.
Process
FX, email, and webhooks run independently.
Observe
Latency, queue age, errors, and backlog stay visible.
Everything that matters, in one operating layer
Status, project rules, and events stay connected. Teams can see what is happening now and which configuration was applied to every operation.
- Horizontal growth
- Fast callback path
- Queue control
Clear answers before you start.
What does Meridian do?
It brings together online payment acceptance, operation tracking and business settlement. Onboarding starts with company and project review.
Who can apply?
International online businesses, including stores, services and platforms. Each project is reviewed with its audience and geography in mind.
Which payment methods are available?
MIR, Visa and Mastercard cards, SBP, T-Pay and SberPay. Specific method availability is confirmed during onboarding.
Do I need to build a payment form?
No. Use hosted checkout and payment links. The API automates payment creation and result delivery.
When do funds become available?
After successful payment and the release period set in your terms. Pending and available funds are shown separately.